Travel Clubs

Are Travel Clubs worth the investment?
My traveling days have slowed down since I’ve become a new mom, my priorities have changed, but my husband and I still try and take a vacation at least once or twice a year. My boss travels several times a year and was telling me about the opportunities that come along with them and suggested that I check things out. Well, my curiosity got the best of me and I started searching different sites for information on the pros and cons. I hope my findings help you with your decision on whether or not to purchase a membership.
Wondering what a travel club is? Members a charged a membership fee in return for providing travel at cost or an extremely discounted rate. There are several different types of clubs, ranging from luxury leisure travel to affordable adventure travel and a whole slew of others.
My boss chose to go with “Travel RCI”, which guaranteed the lowest prices for flights, hotels and other forms of travel. He has been very happy with the services and said he wished he would have joined earlier. The savings have truly added up for him, and they might for you as well.
Benefits
Becoming a member can be extremely beneficial if you travel more than just once a year. Most memberships come with several free trip offers each year. Travel club memberships offer cheap trip options that are not available to the general public. Investing in a membership can range anywhere from unlimited flexibility in travel options, trip packages in thousands of destinations. You can save on all the extras that go hand in hand with planning a trip, like car rental, hotel reservations, airline tickets and discounts on food and drinks. Travel club membership also works like airline mile rewards programs, giving you additional benefits for traveling more.
Types
There are a handful of different types, ranging from women’s only clubs, sport-specific like ski or golf travel to clubs for traveling singles. Most memberships require a one-time nominal fee, while other may require annual or monthly membership fees. There are also several companies that coordinate for the professionals, like teachers and dentists, with professional services related travel opportunities.
With the vast array of options and types, just about every traveler can find a club that is unique to their individual tastes. An important factor is convenience. A travel club allows members to maintain up-to-date profiles based on their travel interests that help the club to weed out potential offers and trip options for them. With a vast array of traveling tools, a travel club can simplify your travel planning process for you by keeping everything you need on an easily accessible site.
Advisory
Like any other special offers and discounts you may find on the Internet today, travel club options should be thoroughly researched for legitimacy. There are many travel-related Internet scams on the Internet and they prey off vulnerable trusting individuals. Be sure to check out the company’s reputation by conducting a basic Internet search. Like contacting the Better Business Bureau, or simply calling the company in question to ask for more information.
Also, remember that the benefit of a travel clubs really ramps up once you travel twice in a given year. If you do not travel at least twice a year you will likely not save enough money to justify the cost of your membership. If you travel more than twice a year your travel club should be a great investment.
Conclusion
Travel clubs can be a great investment for the avid traveler. If you plan on traveling several times a year I would highly recommend that you research the different travel clubs and see which one will best suite you and your family and/or business needs. Please take the time so you too can get the best out of your future travels.

Travel Nerves and How Best to Intervene

When litigating a road accident claim, travel anxiety and associated stress is one of the typical sub headings of damages. Depending on whether physical injuries exist, the severity and level of disruption socially and occupationally of any travel anxiety are crucial to accurate and viable quantum assessment. Paul Elson and Karen Addy both have considerable experience in differentiating clinical and sub-clinical types of ‘travel nerves’.
Travel nervousness following a road accident is almost a universal psychological consequence among those people unfortunate enough to suffer such an event. The level of nervousness displayed by individuals varies considerably. For some people it is very mild and soon disappears as they return to driving. This can essentially be considered a normal response that does not require treatment. For others however the level of nervousness suffered is more problematic. This group of people fall within three categories, namely those for whom the problem is considered ‘mild’, ‘moderate’ or ‘severe’.
Mild travel nervousness describes those people who, while displaying a clear degree of travel anxiety, are nevertheless able to travel in a vehicle without too much difficulty and as such there is no avoidance behavior. Those people with a moderate degree of travel nervousness display increased nervousness and have consequently reduced their level of travel, typically limiting their travel to essential journeys only. Finally, those people whose problem is considered severe display both marked anxiety regarding the prospect of traveling in a vehicle and in addition have markedly reduced such travel or even avoid travel altogether. The level of travel anxiety suffered by those people for whom it is considered mild is unlikely to meet the criteria for a psychological disorder, ie it is not clinically significant. The level of travel anxiety suffered by those people for whom it is considered moderate may or may not meet the criteria depending on the level of anxiety suffered and the degree of avoidance involved. For those who are suffering from severe travel anxiety it is likely that they will be suffering from a diagnose psychological disorder, most commonly a specific phobia.
There are various approaches to tackling these problems. First, a person may benefit from learning strategies to relax, such as deep breathing or progressive muscle relaxation. This may be available on the NHS (usually via the person’s GP), privately, or could be accessed through simply buying a relaxation tape that will talk the person through the skills needed. This approach would be of particular benefit for those people considered to be suffering from mild travel anxiety and could be sufficient to help the individual overcome their nervousness. Behavioral approaches, such as encouraging an increase in travel practice, are essential to recovery as avoidance of travel maintains the nervousness and reduces confidence in traveling. Thus encouraging a person to increase the time or distance involved in their traveling would help them regain their confidence. Refresher driving lessons can also play a part in increasing confidence and reducing avoidance; this approach is likely to be beneficial to all three levels of travel nervousness.
For people with more severe travel anxiety and those that meet the criteria for a specific phobia, more formal psychological treatment is often required. The most common and evidence-based therapy used in such cases is cognitive behavior therapy. This is a well-established psychological treatment that seeks to teach people to overcome their nervousness by tackling both the individual’s thought processes (the cognitive component) and by working on the degree to which they actually travel or else avoid doing so (the behavioral component). It is practically-oriented, involving the teaching of skills and homework-type assignments. Its effectiveness is grounded in scientific research. This approach would be indicated in those individuals whose problem is moderate or severe and usually consists of a course of 8-10 sessions. Ideally, the person receiving the treatment should possess a degree of psychological mindedness, ie they possess the ability to reflect on their thoughts, feelings and behavior.
Another form of psychological therapy used to treat travel nervousness is that of Eye Movement Desensitization Reprocessing (EMDR). This approach involves encouraging the client to bring into awareness distressing material (thoughts, feelings, etc) from the past and present and which is then followed by sets of bilateral stimulation, most usually side-to-side eye movements. Once the eye movements cease the individual is asked to let material come to awareness without attempting to ‘make anything happen’. After EMDR processing, clients generally report that the emotional distress in relation to the memory has been eliminated, or greatly decreased. EMDR is primarily used to treat post traumatic stress disorder (PTSD), for which there is some scientific evidence demonstrating its benefits, and although it may also be used to treat travel phobia, the research evidence supporting this is more anecdotal.
The above approaches are not mutually exclusive and it is likely that in practice a combination of treatment approaches is needed. For example, a person undergoing cognitive behavior therapy is also likely to benefit from being taught relaxation techniques and to increase their travel practice, components which usually form part of this therapeutic approach. They may also be receiving EMDR treatment.
While the approach to tackling an individual’s particular problem is partially determined by the nature and severity of the problem, as outlined above, it is also dependent on the preference of the individual concerned, as some people would rather try tackling the problem themselves, having received some simple informal advice, while others would prefer something more formal, such as psychological therapy. Either way, the person needs to be motivated to tackle their problem and ideally possess some belief in the effectiveness of the approach that they are using.
The following case highlights a typical anxiety reaction to a car accident and the recommended treatment for such symptoms:
Mr. M was a 28 year old who was in an accident in May 2008. He was a front seat passenger, in a car driven by a friend. The car they were traveling in was hit from the rear by a lorry and pushed into another lorry whilst on a motorway. Mr. M was trapped in the car and was cut free by the fire service. He received whiplash injuries and burns to his legs as a result of the car’s water tank spilling on him. Early psychological symptoms (developed within 2 months of the accident) were stress symptoms of intrusive thoughts, nightmares, some avoidance phenomena and persistent arousal symptoms. These symptoms as described did not meet the full criteria for Post Traumatic Stress Disorder (PTSD) (DSM.IV 309.81).
However, he experienced mood disturbance with variable low mood reactive to pain, feelings of worthlessness and low self-esteem, sleep disturbance, reduced appetite and weight loss, lethargy and reduced motivation, consistent tearfulness, loss of interest in usual activities and consistent irritability, exacerbated by physical discomfort. He also stated that he was generally more anxious, describing worries about potential hazards and being more jumpy and hyper-vigilant to perceived danger. Following the accident Mr. M avoided driving and at the time of the interview (15 months since the accident) he had not driven. In addition he avoided traveling as a passenger whenever possible. There was social withdrawal due to travel anxiety and low mood. He reported stopping usual activities such as going to the gym and going out with friends. Mr. M had not worked since the accident. He reported that he was physically unfit for approximately six months, however had not returned to work due to a fear of traveling in a car preventing him from accessing work.
The symptoms described by Mr.M meet the criteria for a Specific Phobia (DSM.IV 300.29) related to travel and a Depressive Disorder (DSM.IV 311). Mr M completed a course of cognitive behavioral therapy (12 sessions) which included a graded approach to increasing his travel practice and incorporated general relaxation techniques. After six months Mr M had significantly increased his driving and passenger travel, had started to work part time and no longer met the criteria for either a specific phobia or depressive disorder. It is unlikely that without appropriate psychological treatment such improvement in Mr M’s condition would have occurred as evidence suggests that maximum natural improvement in symptoms will occur 6-12 months following the index accident.
Travel anxiety, a common response to experiencing a distressing road traffic accident, is a well documented and understandable phenomenon. It can and does improve with self help, advice, and where appropriate, professional help.

The Joys (and Sorrows) of Travelling Alone

There is no one “right” way to travel, especially when it comes to the number of partners you choose to travel with as you explore the world. Yes, if you travel with others, you should only travel with those whose presence you enjoy. And yes, I’d argue you’ll have a lot more fun by traveling with some close and adventurous friends rather than traveling through a foreign destination with a group of tourists who barely want to leave the hotel. But, assuming you make a few wise choices regarding the company you keep, there are unique benefits hidden within traveling with one person, with three people, or with a dozen people.
Not that you actually need to travel with anyone else. In fact, the intensity of traveling alone often outclasses anything you’ll experience traveling with others- intense in its highs and its lows. Intense in its connections and its loneliness. Intense in its opportunities for building confidence, and intense in its opportunities for dealing with doubt and fear. And it’s this intensity of often-conflicting experience that makes traveling alone for an extended period of time an absolute necessity for each and every one of us.
Travel is About Growth
A quick aside.
Some people may be put off by the ideal of intensity I’ve used to drum up travelling alone. I understand this. An intense experience can be uncomfortable to think about. But in reality, an intense experience is often more uncomfortable to think about than it is to actually live through. But our discomfort surrounding intensity lies at the heart of every growth opportunity we ever encounter. We grow the most when we feel most alive and when we push through vague anxieties to expand our sphere of comfortable action.
In other words you shouldn’t avoid the intense experiences and the discomfort they temporarily produce- you should run towards them. Sometimes traveling is about just enjoying yourself, but at its heart traveling the world is about running towards intensity, embracing discomfort, and expanding the world you inhabit.
So yes, the thought of traveling alone can sometimes feel scary. That’s sort of the point. Don’t use this fear as an excuse to live in a smaller world than you need to.
Others
When you travel alone your experiences will swing wildly back and forth between being deeply social and deeply lonesome. Often the tone of your experiences changes overnight. One night you meet some new friends you spend hours and hours with as you talk, as you explore, as you bare your souls- as you get drunk together and dance together and as you wander foreign streets late at night together, invincible in the moment. The next day they leave and so does the last person you know in your current location and you’re alone again. In that moment you can be active and reach out and meet others, but you’ll feel shocked how often, in that moment, you’d rather spend your time totally alone.
Through expat bars and hostels and alternative tours, traveling provides you with a never-ending opportunity to meet new people. When you travel by yourself you’ll only ever be as alone as you want to be. You’ll be able to meet others without preconceptions, without strings attached, without checking in to see if everything’s cool with your friends and without worry what others will think about the relationships you build and leave behind. When it comes down to it traveling by yourself provides you with social freedom you could never experience back home or traveling with others.
And that includes the freedom to truly be by yourself. The relief of occasionally spending a day on your own when you’re back home does not, and cannot, compare with the depth of the solitude you will experience when you are alone for hours, days, or weeks at a time in cities, countries and cultures far from your everyday experience. These silent, lonely moments will make you feel so many things, they will give you the time to process and to question and to answer, it’s in those moments of total separation from everything and everyone related to home that you can gain the most perspective on your life and make the hard decisions about who you are, what you want, and how you’re going to get there- decisions you just can’t make when you’re grasping on to even the slightest thread of connection to the life you used to know.
Yourself
I hope I don’t sound like I’m bearing down negatively on others. So many of your opportunities for some semblance of enlightenment will come to you in the company of others. We are intensely, and intrinsically, social creatures. As E.E. Cummings said, “We are for each other,” and every nugget of insight you learn as you travel by yourself exists for the sole purpose of helping you better serve the world and the others who live in it. I’m merely suggesting there are benefits and insights out there in the wild you can only gain when you disconnect completely in the way you only can when you vacate normal life and search for something else on your own.
If you need any greater indication that humans are truly social in nature consider the powerful feelings of doubt and fear you’ll feel when you cut yourself off from others. Even thinking about traveling alone you’re probably thinking that it isn’t something you could ever do. When you leave home on your own you will feel incredibly scared of what you’ll find way out there and whether you’ll be able to handle it. Traveling alone you will repeatedly question pretty much everything about yourself and whether you can even survive, in a basic mental and emotional sense, without continuous close contact with others.
And moving through these cycles of fear and doubt you will learn something- that you can handle it. You cannot only survive but you can thrive. You learn how tough you really are, how little you really need, and with that knowledge of your own inherent indestructibility and with that understanding that life can be great even if you lose everything, you will gain the confidence and courage to actually act on the dangerous insights you accumulate while you travel. Traveling alone not only lets you see what difficult choices you need to make when you return back home, traveling alone lets you know you’re strong enough to risk it all and act on them. Traveling alone makes you both a wiser and a stronger person in a way traveling with others never, ever could.

Party Bus Services

Is there a party coming up and you have planned everything except the transportation. No one wants to miss the party. There are many people who reach the party very late; this is because they do not have the correct transportation mode. The solution to this problem is Charlotte Party bus. You will never be late by booking a limo for your party. You do not have to worry about any kind of traffic or parking lots, no hassle at all! Charlotte bus takes care of your transportation needs.
Make your more convenient, safe and reliable with Charlotte occasion bus service. Party buses are especially for the kind of people who want to stay together and party. A party bus can accommodate all of your gang, keep it safe and you do not have to worry about the driving at all.
Are you thinking of what to get for your occasion? Then make sure you go for a occasion bus, it has it all. There are many people who think that a stretched limo is more comfortable than a party bus. But this is not true; there are many Charlotte occasion buses that offer the same amount of comfort as the limo. a occasion bus offers more space and comfort. A party bus offers more space to move around, you can even stand in a party bus. There are a lot of amenities in the party bus. A party bus is a perfect choice for a group of people; it will offer them comfort, luxury and at the same time a lot of space to party.
A Charlotte occasion bus has a lot of amenities like, sound systems, flat screen TVs, entertainment systems, lights, wooden floors, built in bars and mush more all there is in a occasion bus that you need to party.
Keep all of your friends together. What if there is a party and your friends are late. So it is a good idea to book a occasion bus sop that the whole gang stays together and arrives at the spot on time, safely and in style. A Charlotte occasion buses is driven by an experienced driver, he is well trained and knows the roads, and he will take you to your place of party in style and safely without any traffic hassle. While renting a Charlotte occasion bus you have to be sure the company is licensed, the drivers are licensed and the fleet of party buses is large enough to fulfill your party needs.

Get the Money You Need to Invest Through soft Money Lenders

Investing in commercial real estate, like any investment, is an assessment of risks and potential rewards. Like any commercial venture, there are always risks, and there are tools in place to help you reach those rewards, often for incremental increases in risk.
One of the easiest tools to use (and misuse) in commercial real estate development is debt and credit. We’re going to characterize the money you get from lending as “soft money”, money you pay to have access to, as opposed to hard money, where you’re taking an outside investor on to your property.
Fundamentally, paying interest in money is paying someone else for the privilege of using their funds to make your projects work out. Interest rates are driven by the Prime Lending Rate, which you’ve no doubt heard news stories about. The prime lending rate is the rate that banks charge other banks for loans, and is generally set by the Federal Reserve. All other interest rates made in a given quarter have their rate set as the prime late plus a small addition to the rate (or, in some cases, a large addition.)
To determine what sort of money you’re going to want, understand that the banks are in the business of lending money – and getting paid back with interest for it. They want to minimize risks, and they’ll run a credit check on you, and on your business. Most people who have the financial means to make the down payment on a property have cleared up their credit problems ahead of time, but be aware that a personal or business bankruptcy in the last few years can get you denied for a loan or make you pay for an exorbitant amount.
Soft money has interest charged on it; the interest rate is the percentage of the initial money borrowed that has to be paid (in profit) to the lendor each year. Thus, if you borrow 100,000 dollars at 8% interest and pay it off in one year, you’ll have paid $108,000 for the property. Those interest rates are cumulative over time; there’s a rule of thumb used in the financial market for compound (cumulative) interest rates called the Rule of 72: Divide 72 by the number of points of interest your money is making, and that’s the number of years it will take for the cumulative interest to equal the amount of the initial loan. Using our earlier $100,000 investment, at 8% APY, 72 divided by 8 is nine, which means that paying that loan back over 9 years means you’ll have paid out $200,000 for the property. Always factor your interest rates into your cost calculations on return on investment, and monthly cash flow calculations.
Now, the good news is that some interest, especially when applied to residential properties, is tax deductible for your business, but still, you’ll need to assess several things with your property before getting the initial loan.
The first one – what’s the largest down payment you can afford, without hurting your own cash position? Larger down payments result in saving money in the long run, but can be an important cash flow hit early in the history of the investment. Larger down payments will usually (but not always) translate into lower monthly costs on the property (the primary exceptions are when you’re buying a residential property with high tenancy rates – these command high initial down payments because of their favorable capitalization rates and revenue potential, but still have the attendant costs of running a residential property.)
Second, how quickly do you intend to sell this property? The longer you intend to hold on to the property, the better a long term loan will look. This is because banks charge lower interest rates for longer period loans, due to the rule of 72 mentioned above. If you want to buy, renovate and turn, you’re going to want to get a shorter term loan, because it’s harder to sell a property with attached debts and second mortgages. In particular, any property that needs substantial improvement may need to have its interest rate needs assesses carefully – it’s not difficult at all to take a commercial property and turn it into a money pit that consumes all your profits.
For sources for your loan, the obvious place to look is a bank, preferably one with a strong business lending history. Understand that due to the regulations put on the Savings and Loan industry in the 1980s, it’s very hard for small businesses to get a substantial sum of money; there are regulations that keep them from lending to new businesses to prevent a future bailout. Another source for your loan can be a credit union or building society; these are tools that allow multiple investors to pool resources to build businesses – this is one reason why credit unions require all customers be called members, and why they require a $5 deposit.
Not so obvious places for your loan: If you’re coming out of the military, you’re entitled to a Veterans Administration loan, generally at very favorable rates, and bypassing a large number of credit checks for loans of $150,000 or less. While the intent of this loan program is to let veterans buy their first homes after mustering out, these loans are excellent tools for new investors to buy, renovate and turn properties over for a quick profit.
Similarly, Small Business Investment Relations (or SBIR) loans can often be had from local chambers of commerce, if you can provide a solid business plan for how you’re going to make a profit and pay the loan back. Housing and Urban Development loans can also be had for investors who intend to hold on to a property for low income housing, though this tends to be best as for a “buy and hold” strategy.

A Brief Guide On Personal Putting Green Construction

This article will provide a general guide on how to and what is required in the construction of your own putting green. It is split into sections, each sections representing one stage of the design and construction of the green.
Design the shape and layout
The first step to take when building your own putting green, is to design it. This will involve deciding on the overall size of the green, its shape, and where you wish to place the holes.
Locate the perfect ground
With our design in hand, we now need to locate an area of ground that will be suitable for our putting green. It needs to be a flat area of ground, or an area of ground that could be made flat with little effort.
Prepare the ground
Next, we need to clear the ground of any obstruction, thus leaving the grass and underlying turf to deal with in a later stage.
Sketch out the putting green’s shape
We now need to use a means to mark out the shape of the putting green. This is done by using a paint spray can on the grass, or some other marking medium that gives the desired clear result.
Top soil and grass removal
The grass and top soil that currently lies within the putting green area will need to be removed. To do this you will need to cut 4 inches deep and remove that grass and soil.
Drainage system installation
With the unwanted top layer removed we now need to implement some sort of drainage system. Obviously, this being a small sized putting green for personal use in your own home, it will not be necessary to install the type of drainage system that exists on golf courses. For the home putting green, all that is needed, is a layer of gravel that has been crushed until it is smooth. With the crashed gravel in place we now need to apply a layer of stone dust and limestone. Note that if your chosen area is below sea level than you will need a proper and very expensive drainage system as the this simple system will not suffice.
Besides ensuring a decent level of drainage, this combination of materials and the compacting of the materials, will also create a nice and firm and robust surface that will be able to handle the many footfalls that it will have to endure during its lifetime.
The putting green’s holes
The putting green uses cups for the holes, and we now need to dig out the holes based on their position in the original design. Once the holes have been dug we need to secure the cups, and this is done by using concrete. The concrete will secure the cups in place.
The final stage – laying the green
Now we are ready for the last stage, the laying of the green itself. Once the green has been laid out, it needs to be secured. This securing is done by the use of sod staples. Note that you do not need to use real turf, especially for a home putting green, as synthetic ones have proven to be very popular and lend to a lot less maintenance. If you wish to take the easy maintenance route than just search out your nearest synthetic grass dealer.
So, there we have it. The many stages of putting green construction in brief, from the initial design and choosing the ground, to ground preparation, and laying the green itself. A more detailed article for each of the above stages or combination of if there is insufficient material for just one of the stages, will be posted in due time.

Michael Kors Rose Gold Watch Review

I’ve been wearing the Michael Kors Rose Gold Watch for about a year now and thought it’s the perfect time to share my views on this time-piece in the form of a short review. This stunning ceramic watch from the house of fashion designer Michael Kors is one of their most popular and premium watches. This one looks really classy and has a perfect rose gold color, one that’s not too shiny and flashy looking. The watch features three inner sub-dials with a small handy date display as well and all of these put together add to the overall attraction.
Some of the reasons why one should really consider buying the Michael Kors Rose Gold Watch are mentioned below:
It’s a Celebrity Watch
This rose gold watch from Michael Kors is one of the watches from their premium collection and is endorsed by quite a few celebrities. In fact whenever, I go out wearing this watch, people always shower me with compliments saying that it looks like a celebrity watch.
In the past one year alone I must have received more than a thousand compliments because of this watch and that’s on the conservative side. This watch is truly a compliment magnet.
A Watch with Looks to Die For!
The best part that I liked about the Michael Kors Rose Gold Watch is not it’s not very over-sized so it’s a perfect fit for ladies of all sizes. It’s got the looks of those highly expensive diamond watches and it’s very economically priced.
Even though I own more expensive watches than this one, but this Michael Kors looks just as glamorous as my others. In fact, it is now one of my favorite watches of all time.
Works Perfectly with All Dresses
A lot of people often complain that some watches look good only when worn with a certain type of dress but not this one! The Michael Kors Rose Gold Watch works beautifully well with all kinds of dresses and clothes and is truly a watch for all occasions.
It’s really sexy and casual plus it’s classy and yes, it goes with everything!
So that’s my experience with this Rose Gold Watch. It’s a great value for money watch and I bought mine from Amazon which has the lowest price on this particular watch. However, before you rush ahead to buy this watch, my suggestion would be to do a little more research online and read some more reviews on the Michael Kors Rose Gold Watch.

Expressing Your Fashion Style

To express your personal style the more variety you have to choose from the better you can express yourself. Your wardrobe should have a lot of variety to express different moods. When a new season comes go through your wardrobe and see what you don’t wear or does not fit you any more. Remove that item from you wardrobe and give it away to charity. Make notes and see what is missing from your closet. Put as much details as possible so that when you are shopping next time you will know what you need to buy. But Don’t throw away items just because you have brought a new similar item, such as a pair of jeans. You can keep both of them and wear them differently. It could be that one pair of jeans is slightly shorter and can not be worn with heels so wear that one with your flats and get the new pair of jeans slightly longer so that you can wear it with heels.
Putting on a new outfit or any clothing item is a great feeling. But it’s a shame that feeling is not long with us. Soon that new item will become like the rest of items in our wardrobe. The trick here is to buy versatile pieces of clothing so that you can reinvent them again and again. Take for example a white shirt dress and especially using the power of layering, you can wear that in many ways, such as wear it with a pair of jeans for a relaxed look either opened under a t-shirt or closed. Wear it with some tailored trousers for a more formal event. You can also get many looks with a shorter white shirt. It can be worn with a long sparkly skirt for a night out or worn under your trouser or skirt suit for work. So buying versatile pieces is the best and least expensive way to express your style.

Bohemian Clothing – Hottest Fashion Style

A combination of hippie, gypsy, and some sort of individual style is what bohemian fashion made of. It is simple yet unique style of clothing. Mostly bohemian clothes are mixed with a touch of rugged whimsy and a messy haircut with jewelry. Bohemian clothing is very popular nowadays; people want to show off the styles of the fashion craze they have. And they usually try to dance with the beat of the drum. We can see this commonly at the coffee shops, and festival.
The impression when people see you wearing this are that, it is a type of organic, very new and relaxed. Did you know that this type of clothing can be able to decipher from day to evening times? Now, are you ready to have this new way of wearing? Then fasten your seat-belt for we will give you guidelines on how you can be able to be “in” in this world.
The first thing that you should do is to shop in the stores who are offering traditional clothes. Try also to consider the accessories that will match and that will make you look sophisticated. Actually, there is no such rule with regards to this, but the most common one is that it can be jewelry that made up of fibers or stones. A chandelier type of earring could also make you look different everyday. Consider the bag that you should wear. It is good if it is a large, hobo handbag.
When you have purchased the best for you, your varied appearance will pair together naturally with the casuals or a cool vibe that really describes what the bohemian clothing is.

Top 5 Basic Things to Consider When Choosing a Travel Agent For Traveling to Antarctica

Travelers planning a trip must perform due diligence with the task of choosing a dependable travel agent. This becomes crucial when the planned trip is to Antarctica. The harsh and unpredictable weather as well as remote and inhospitable geographical conditions of the region demand that experienced and capable people handle the affairs of an expedition be it by air or sea.
Choosing a dependable travel agent is a tricky job as there are a dismayingly large number of travel agencies out there. Anyone with a little knowledge of Internet ticket booking and awareness of travel destinations can set up a travel agency. It is hard to expect quality and dependable service even from registered travel agencies as the registration process is simple and doesn’t require much more than filling out a simple form and paying some fees. Airliners and cruise liners affiliations are also meaningless. Let the lure of visiting the White Continent not make you overlook some basic factors in choosing a travel agent. If I were traveling to Antarctica these are the things I would be concentrating on for selecting a travel agent.
Reputation
This is the prime consideration while choosing a travel agent. Usually, the more reputable a travel agency the better is its service. Ascertain whether it’s lower cost or quality service that makes a particular travel agent special. Your target is clearly reputation based on the dependability of service. Cheap and best are not applicable always. You don’t drive the cheapest car, don’t wear the cheapest dress, and don’t eat out in the cheapest restaurant. So why choose a travel agent that specializes in providing cheap services. You are going to Antarctica, remember. Everything should be top notch. You should concentrate on getting that. Getting better rates becomes secondary to getting top equipment, facilities, and services.
People assume that the longer a travel agency is in business the better will be the quality of their service. This is purely a common assumption and there are no statistics to support this. Not how long has the travel agency been in service, but how well is it serving travelers now should be the question uppermost in your mind. The fact is that there are many old travel agencies on the verge of running out of business and there are many new travel agencies offering better services with newer and appropriate policies. Reputed, experienced, and efficient should be the preferred criteria of your choice. Equally important is to choose tour operators that specialize in expeditions to ice covered lands like the Arctic and Antarctica.
Check with Friends, Clients, and Suppliers
The best opinions that you can get are from trusted friends and associates that have traveled to Antarctica. If you can tolerate a little exaggeration or understatement you will get honest opinions from them. However, don’t take a single emphatic recommendation as final. Check and verify with others about any recommendation. Find from the recommended travel agent if they are giving any benefits to clients for bringing in referrals. Make sure that your friend has not referred you mainly to earn benefits for himself.
Get a list of existing clients and suppliers from the travel agent to verify its claims. Find out how the travel agency performs on a bad day. Be careful as it’s natural on the part of a supplier to say only positive things about a travel agent if the latter is the former’s client. You should contact a reliable and reputable supplier to establish the truth whether or not the travel agent does business with it. Clients can better testify about the veracity of the claims made by a tour operator. Get an exhaustive list of clients so that the travel agent will not know which ones you are going to contact. If you are taking the contact address of a few clients then contact them right away so that the travel agent gets no time to tutor clients and dress up testimonies.
Dependable Team
The competencies and expertise of the expedition team are crucial to an Antarctic expedition. In the unending stretch of ice and cold water you have only them to ensure your safety. A dependable team should comprise of at least one veteran captain having several expedition experiences, expert sailors, environmentalists, geologists familiar with the topography of the continent and specializing in glaciology, oceanographers, marine biologists, polar scientists, and polar educators. It’s essential for all the above people to have previous Antarctic expedition experience. Make sure that the team has all the qualification and experience to make your expedition a safe and enjoyable one.
Sturdy Ship
Special attention must be paid for the kind of ship the travel agent is going to put you on and the team that will lead the expedition. The ship must be in top condition. It must have all the latest communication tools as well as expedition equipment. Find out how well the ship can cope with disaster?
Ask the travel agent about which cruise liners are listed in their agency and how many voyages the cruise liners have made to Antarctica? The more successful voyages made by a cruise liner the better – the rule is simple. Is your travel agency offering good ice breaking ships or ice strengthening cruises? If you are more adventurous you should prefer the ice breaking cruises as they will take you to places that just ice strengthened ships cannot take. Ask the tour operator what kind of logistics the ships offer (zodiacs and helicopters). What kind of gear and equipment do they make available on the ship? Will the ship have qualified guides, naturalists, geologists, and sailors to make the expedition safe and successful?
Some More Questions to Ask the Tour Operators
There are expeditions led by people that have explored the entire Antarctic. Your expedition can benefit immensely from the knowledge of such people. Find out whether the tour operators are members of International Association of Antarctic Tour Operators (IAATO). IAATO is a private body, which has laid down the rules to be followed by tour operators while going to Antarctica and about conduct on the continent.
Ask the travel agent this precious question, “what service they offer which any other agents do not or cannot offer”? Compare the results and answers of the travel agents and go for the most reliable one.
If you plan to fly over part of Antarctica then find out from the tour operator whether the pilot and crew members have previous flying experience to the continent. Some travel agencies make sure that the captain of the airplane has flown to Antarctica at least once before.
These are just five basic factors that you should consider when selecting a travel agent for an expedition to Antarctica. There are more things that you should take into account while doing the due diligence in this regard. Look up on the Internet and guidebooks to cover all the aspects to make sure that you have taken utmost care in selecting a travel agent. Do not always trust what is posted in forums without cross checking. For that matter trust advise or information only when they come from an authentic and reputed source. Cross check them to be absolutely sure. Have a safe and happy voyage.